06 May 2025
We help businesses and individuals recover debts quickly, professionally, and with as little stress as possible. Here's how the debt recovery process works and what we can do to help.
Step 1: We Start with the Facts
Before we take any legal steps, we’ll look at the details of your case, how much is owed, who owes it, and whether there’s been any communication so far. This helps us decide on the best course of action for you.
Step 2: Letter Before Action (LBA)
We send a formal letter to the person or business who owes you money. This is called a Letter Before Action. It gives them a final chance to pay before we begin legal proceedings.
Often, this is enough to prompt payment, especially when they know a solicitor is now involved.
Step 3: Going to Court (if needed)
If the debtor doesn’t respond, we can issue a claim in the County Court. This step makes it official: we’re taking legal action to recover your money.
Step 4: County Court Judgment (CCJ)
If they still don’t pay or defend the claim, the court will issue a County Court Judgment (CCJ). This is a legal ruling that confirms the debt is owed.
A CCJ can impact their credit rating, and it gives you more power to enforce the debt.
Step 5: Enforcing the Judgment
Once a CCJ is in place, we can take further steps to recover the debt. This could include:
We’ll guide you through the best option based on your situation.
Why Use a Solicitor for Debt Recovery?
Recovering a debt on your own can be time-consuming and stressful. We handle the process from start to finish, using legal tools that individuals and businesses can’t always access on their own.
At AB Solicitors, you’ll benefit from:
Get in Touch
If someone owes you money and won’t pay, don’t let it affect your business or peace of mind. Speak to our debt recovery team today and let us help you take the next step. Contact Us
